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Equitable Access to Financial Services: Is Microfinancing Sufficient?
The author acknowledges the importance of Micro-finance institutions in ensuring access to financial services. However, he argues, public policy must include direct lending to reach enough of the poor.

"The 2006 Global Microcredit Summit pledged to provide microfinance to 175 million poor households by 2015. Governments and development agencies support the expansion of MFIs. For instance, the International Finance Corporation bought over US$ 1 million in shares in the Accion Micro Finance Co more...
July 11, 2008
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Ana María Blanco de Avedaño is a mother of four daughters who lives in Bogotá, Colombia. In 1988, she got a job as a 'house mother' with the Colombian Institute of Family Well-Being and started a kindergarten and daycare center. In 1993, she decided to move the preschool into her home, but she had no money to pay for the remodeling that was needed or to buy furniture for the children. At this time she heard about WWB affiliate CMM-Colombia. Based in Bogotá, CMM-Colombia has more than 47,000 more...

Added by  Anuradha Bhattacharjee  July 17, 2008

This paper was commissioned by the Microcredit Summit Campaign in 2006. The paper focuses on responses of microfinance institutions (MFIs) in coping with the losses that their clients face when human conflicts, disasters of nature, and other crises strike.

Added by  Imran Uddin  July 16, 2008

This paper describes the intangible benefits of microfinance. Essentially this paper 1) Looks at social mobilization, empowerment, stabilization, peace-building and solidarity, through social capital enhancement; 2) It reviews literature and draws lessons from conflicts in nine countries in Asia and the Pacific; 3) Emphasizes microfinance experiments in Afghanistan, Papua New Guinea, Sri Lanka and Timor Leste.

Added by  Imran Uddin  July 16, 2008

This presentation discusses scaling up issues in microfinance. It states that microfinance can be made available to more number of poor people by increasing the number of service points at which they can utilize financial services.

Added by  Imran Uddin  July 16, 2008

This paper discuses the microfinance scenario in Pakistan. It describes the history, outreach, performance and sustainability of microfinance in the country.

Added by  Imran Uddin  July 16, 2008

This issue paper reviews the existing empirical studies on the relevance of agriculture on livelihoods of people and contrasts it with the approach of the local government and aid agencies. The paper also examines how rehabilitation effort and poppy trade has shaped the relationship between aid agencies and the farmers. It concludes by recommending a more pragmatic and principled approach to efforts for agriculture development and its impact on livelihoods

Added by  Imran Uddin  July 16, 2008

This case study examines how the entry of microcredit into rural and household economies in Afghanistan affects informal credit relations and livelihood outcomes through effects on the overall village economy.

Added by  Imran Uddin  July 16, 2008

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