| Africa, Bolivia, ICT, MIS, Microfinance, WOCCU, boys, business plan, competition, conference, discussions, girls, india, information, microfinance, partnership, poor, women, young people, youths, |
REPOA’s Research Report 08.2 examines:
•The contribution of small businesses to poverty alleviation:
issues covered are income generation, employment creation, salaries, profit margin and profitability.
•The influence of socio-economic factors:,
issues covered are gender, owner’s level of education, motivation for starting the business, sources of initial capital, owner’s prior activity, and use of technology.
•The impact of business formality on profit margins and empl more...
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'Social entrepreneurship and social enterprise have become popular rallying points for those trying to improve the world. These two notions are positive ones, but neither is adequate when it comes to understanding and creating social change in all of its manifestations. The authors make the case that social innovation is a better vehicle for doing this. They also explain why most of today’s innovative social solutions cut across the traditional boundaries separating nonprofits, government, and more...
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Interested in expanding financial services to remote-rural areas, the Ford Foundation Affinity Group for Development Finance commissioned the Coady International Institute and a global team of researchers to conduct a study on member-owned financial institutions (MOIs). A key assumption for the study was that member-owned institutions offer distinct advantages for remote rural outreach.
The study involved several facets and spanned three years. First, a literature review was conducted on MOIs more...
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'Part of UNDP's growing inclusive market's initiative, the report Creating Value for All: Strategies for Doing Business with the Poor showcases 50 case studies by researchers in both emerging market economies and developed economies around the world. These studies demonstrate the successful pursuit of both revenues and socio-economic impact by local and international small-and medium sized enterprises as well as multinational corporations.
The report emphasises that the power of poor people t more...
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'How can microfinance have macro impact in the world such that billions of today’s urban and rural poor gain access to financial services? By undertaking 3 pilot studies in Uganda, a consortium of private and public actors sought to determine the role technology could play in increasing the reach of microfinance. This paper discusses the findings of the studies.
Three key lessons that were drawn from the study are discussed in detail by the paper:
1. Technology combined with business proce more...
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Market failures in rural finance and related issues of adverse selection, moral hazard, and transaction costs justify targeted interventions to ensure that services reach the poor and the un-banked sustainably. Service providers aiming at sustainability cannot rely on donor money and instead they have to generate their own operational income from provision of efficient services and setting the price for their services appropriately. However, while there is a general consensus on the 'components' more...
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''Global Savings, Assets and Financial Inclusion: Lessons, Challenges and Directions''. Report from a Global Symposium, June 2007, Singapore (www.globalassetproject.org)
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